Cut Up My Credit Cards

March 11th, 2008

Well, I finally did it.  I cut up all my credit cards.  Well, technically I just ran them all through my shredder, but I think that still counts.  LOL

I was inspired by the contest over at The Penny Saved that I mentioned a couple weeks back.  It’s funny, I got them all in a nice big stack on my desk and I’ve been looking at them all week…but I almost forgot to get my submission in on time for the contest!

105_0301Here’s a picture of the remnants all dumped out on my desk.  Granted, there’s a few pieces of paper in there, and admittedly there’s a couple of expired cards too…but I just cut up 11 credit cards and 5 store cards!  (I also threw in a couple of check cards that overflow into my credit card as well.  Take no chances!)

 Maybe we’ll get a prize from the contest, maybe not.  I don’t care either way as this was something I needed to do anyway.  It felt good to get rid of some of the cards we simply don’t want to tempt ourselves with anymore.

You also should have seen the look on my kids’ faces when they saw me do it!  Priceless!  Here’s a couple lines from the conversation immediately following:

"Daddy, how are we going to buy stuff if you don’t have your cards?"  *blank stare*

"Well son, these cards don’t use our money.  I’m tired of using someone else’s money to buy things, so now we’re going to use our own money out of the envelopes when we need something."

It was a great opportunity to show them that if you want to change something in your life, sometimes you just have to go for it even if it makes you uncomfortable.

Take an opportunity to show your kids something unfathomable.  Cut up your cards with them today!

Update: I won 2nd prize!  Wheee!


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13 Responses to “Cut Up My Credit Cards”

  1. debt-general Says:

    Thanks for the info!

    You’re website looks very good, it was a pleasure to be on you’re. Keep on the good work

  2. Frank Says:

    I bet you no longer need a belt after getting all of those out of your wallet!

  3. Mr. Debtbeater Says:

    Well, I’d already made the move to stop carrying them around on a regular basis. But it sure is nice to be rid of them all! :D

  4. Elizabeth Says:

    Congratulations on this step and the teachable moment with your children!
    Thank you for sharing your family’s journey out of debt.

  5. Mr. Debtbeater Says:

    Hey, it’s my pleasure, Elizabeth. Thanks for stopping by!

  6. Jesse Says:

    Dude, that is amazing. That is by far the best cut up I have seen. Nice, very nice :)

  7. No Debt Plan Says:

    Congrats… that’s a lot of cards!

    We use two cards regularly, and pay them off monthly. A great time to give a lesson to your kids, too.

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