If you haven’t cut up your credit cards already, *tsk-tsk* now’s your chance to win some prizes for doing it!  Get on over to The Penny Saved contest page and check out how to win some iPods and books for sending in pictures of your cut up cards.

Frankly, I’ve not physically cut up my cards.  Half of them are falling apart from over-use, but I’ve just piled them up on my desk.  I can still use them if I just grab them!  (Which can turn out to allow thousands in holiday spending if you’re not careful.)

Good luck with the contest!  (Though I hope I beat you all, LOL!)