Daily Debt Journal 13

September 23rd, 2007

Almost two weeks into the real hardcore get-out-of-debt effort, and we finally had to cave a little.  We simply ran out of time after a soccer game and ended up buying mom some lunch on the way to her work.  Frankly, I think we’ve done a really good job when stopping to get a burger makes us cringe so much.  I literally think she would have been willing to go without lunch to avoid hitting drive-thru.  I love my wife, but no way am I going to let her do that to herself.

As for the broken garbage disposal, well…that set us back just over $100 out of our emergency fund.  But that’s what it’s for right?  We’re running a tight ship here, and if the disposal is the worst thing that happens we’ll still be just fine.  Luckily I have absolutely no problem doing the work myself.  If I had to hire a plumber to do the work for me it may have cost me twice as much.  I was actually able to do it in just a couple of hours including the trip to the hardware store.

I could have gone with a lesser model on that and saved $30-40, but those were half the size of the one we had before.  I went with an equivalent sized model just because I know we’re going to use it plenty.  A large family that hardly ever eats out simply uses their kitchen appliances more than others.  I dare not skimp on the quality of them for fear that I’ll be replacing them annually.

Today’s Progress:

  • Earned - $0
  • Spent - $110 (Lunch for mom & disposal)
  • Debt Reduced -$0
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