Daily Debt Journal 18
Ok, good and bad to tell. It’s payday! Yay!, time to pay some stuff. Also, I didn’t get the reimbursement check I was expecting for over $700 worth of medical expenses. This is very bad. I guess I submitted everything too late to get it processed in time, and now I’m going to have to wait until next payday for it to come.
SOOOooooo…I can’t pay all my bills because I simply don’t have the money on my current plan. Bad bad bad.
- Emergency option #1: use up emergency fund that’s left. (only like $150 at this point)
- Emergency option #2: take the money from my business account where I’ve always deposited all my online earnings from the last couple years. (~$300 in there, and another $200 in paypal that I can transfer in a few days time)
Verdict? Well, I have to pay my bills regardless of how nice and clean I’d like to keep my money separated right now. I’m going to have to just suck it up and pay myself out of my business account right now and consider it an early deduction from my normally oversized tax return. Also, I’m going to go ahead and chew through my emergency fund and just put as much back on it when I get my reimbursements next payday. *sigh*
I remember what it was like to simply have a couple thousand in the bank for a nice buffer between months. I can’t believe how bad I’ve let this get over the years. This is ridiculous and downright embarrassing. Talk about MOTIVATING! ^!#$%!#%!
Today’s Progress:
- Earned - $2331.20 (my check & her check together)
- Spent - $208 (gas & groceries)
- Debt Reduced -$0