Daily Debt Journal 21
We managed to to keep things simple again and not spend any money. Something about having very structured days makes not spending money very easy. It seems that when we just take a day out on the town with no real direction we used to spend a lot of unplanned money. I’m really seeing a big difference here in only doing what’s really needed from day to day. With the visitors gone, I’m on my own with the kids for a few days. Hopefully we can just stick to the normal daily schedule and avoid pulling out the debit card for anything.
I really need to get going on the bills. It’s totally time to clear the desk and get caught up with everything again. I’ll be updating the resource pages tonight after I get through all this. I’m sure the budget will need some tweaks to factor in expenses for the wife’s trip and the reimbursement funds I haven’t got back yet.
Today’s Progress:
- Earned - $0
- Spent - $0
- Debt Reduced -$0


October 8th, 2007 at 9:22 am
I see your diligent with your journal. If you make more than you spend each month, I can help you…
I DON’T recommend using a checking or savings account.
visit my site at:
and my blog at:
sincerely,
Steve Herman
October 8th, 2007 at 9:40 pm
Thanks Steve, but I think I’m going to take my chances with the good old fashioned methods without any fancy interest shuffling. It’s the fancy stuff that got me where I am today because I’m so inconsistent. So I’m going to promote the Dave Ramsey style of getting out of debt for now.