Dentist visits aren’t always fun, but they are necessary.  One thing my wife and I are adamant about while trying to get out of debt is to not cut corners when it comes to health.  Sure, the food budget is pretty tight, but we’re not eating mac & cheese and hot dogs 5 days a week.  We make well rounded meals as often as possible and make sure there’s some kind of variety from day to day.

So, today Mrs. DebtBeater racked up a couple hundred in dental bills, and I’ll likely do the same sometime before the end of the year.  This is why they made cafeteria plans or flex spending plans as part of many benefit packages.  I’m able to declare a certain amount of money to be applied, tax free, to anything medically related.  This year I put aside roughly $3000 in this plan where I’m getting reimbursements each time I have to pay out of pocket above what insurance will cover…so we don’t have to skimp on trying to keep everyone healthy.

No money spent today, I’ll include the expenses and reimbursements when the money actually moves.  One thing to consider is that when trying to get out of debt, any day without spending money is a GREAT day. 

Today’s Progress:

• Earned - $0
• Spent - $0
• Debt Reduced -$0