Daily Debt Journal - Day 165 - Catching up

March 2nd, 2008

This was a really tough couple of weeks.  Between the wife and I working lots of extra hours, having a lot to do around the house, and just keeping up with daily duties…we just haven’t had any time for any fun let alone sleep.  This weekend was good though.  I didn’t have any major projects to take up my time, so on and off throughout the weekend I’ve managed to get caught up to where I can actually do some writing.  :)

I’m in the middle of writing my post discussing all the tax refund information with updates on where we are with respect to all of our debts after getting it.  Something else I enjoy pointing out is that my annual increase has finally kicked in.  It certainly wasn’t as much as I was hoping for, but I can’t really complain about it.  The only way I could really get more would be to uproot everyone and move.  We’ve decided to stick it out some more and continue to make things work.

For one thing, we’ve started using the envelopes system.  I just finished stuffing them full of cash and we’re not going to use any more plastic unless something unexpected comes up.  (even debit cards unless we have to)  I’ve put a few of our bills on automatic withdrawal.  That was kinda neat to watch happen a few times with the money already in there.

I drained my surplus of posts while I was away, so I’ve been building up some more this weekend.  I don’t like being without at least a week’s worth.

I’m going to hold off on putting a "Today’s Progress" summary up, because I’m going to update the budget page tonight and we’ll start with a clean slate tomorrow evening now that I’ve got all my envelopes filled with cash.  :)


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